The Real Story Behind America’s Debanking Crisis
Taxpayers Protection Alliance
January 21, 2026
Everyone seems to be worried about debanking, but do they really understand what it is or why it has become such a prominent issue. In this conversation, Taxpayers Protection Alliance Research Director David McGarry speaks with Cato Institute’s Nick Anthony about his new report examining the different types of debanking, what is driving them, and why so many Americans are losing access to financial services without clear answers. The discussion breaks down the role of regulation, market forces, and transparency, and it explores what meaningful policy solutions could look like going forward.